What’s in a number, if a company has a current ratio of 2:1 what does that mean and will I base my credit decision on that number?
If I see grocery stores have an average inventory turnover of 45:1 and mine is only 9:1 are we doing something wrong?
Ratios by themselves cannot always give you everything you need so you need to be resourceful and know where to go to get the answers.
To accommodate those needs this session will teach you how to use the Balance sheet, Income statement and the Statement of cash flows and the associated ratios along with other tools to help you make a sound credit.
The session will cover calculating ratios in the following areas: Activity ratios, Profitability ratios, Liquidity ratios, Debt Ratios, Altman Z score.
To learn how to read a Balance Sheet, Income statement and Statement of cash flows and understand the importance of each and what it means.
It will also show you how to write up an account summary with everything in it to present to management with your credit decision.
The session will cover calculating ratios in the following areas: Activity ratios, Profitability ratios, Liquidity ratios, Debt Ratios, Altman Z score.
To learn how to read a Balance Sheet, Income statement and Statement of cash flows and understand the importance of each and what it means.
It will also show you how to write up an account summary with everything in it to present to management with your credit decision.
Ronald Sereika
Ronald Sereika is the manager of credit and collections at CooperVision, Inc. He has been an NACM instructor since 1998 as well as a speaker at the NACM Credit Congress, NACM Eastern Regional Conference and New York State NACM Annual Meeting for the past four years. He has attended the Graduate School of Finance at Dartmouth University and has earned the designations of CCE -Certified Credit Executive and CEW- Certified Expert Witness.Mr. Sereika has been honored to win the following awards: NACM Instructor of the Year 2010, NACM CCE Award of Excellence 2013 and the Upstate New York Credit Executive …
Data Integrity – In compliance with CSA, 21 CFR Part 11, Sa…
The five qualities every successful leader must develop
Better Business Writing-How to Write Right
Employee Handbooks: 2025 Critical Issues
Effectively Handle Toxic People for Better Productivity and…
Re-imagine Finance & Accounting Made Simple. Three Webinars…
ChatGPT and Project Management: Leveraging AI for Project M…
Data Privacy and Protection - Data protection laws and best…
How to Lead and Manage a Narcissistic Employee
Use of AI and GPT for Finance Professionals
Analytical Method Validation Under Good Laboratory Practic…
How to Write Contracts for Procurement Professionals
Excel What-If-Analysis Decision-Making Tools
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
I-9 Audits: Strengthening Your Immigration Compliance Strat…
Maximizing Productivity with ChatGPT: AI Solutions for HR, …
Dealing With Difficult People: At Work & In Life
Excel - Reporting Simplified - Learn Pivot Tables from Scra…
Turning Workplace Conflict into Positive Connection
Project Management for Non-Project Managers - How to commun…
Retention Starts Here: Stop Losing Your Critical Talent and…
The Business Case for LGBTQIA+ Inclusion in the Workplace: …
Conquer Toxic People - Learn To Protect Yourself And Get Yo…
AI-Powered Change Leadership Operationalizing AI: Practical…
AI and Human Resources: The Great Opportunity!
Cyber Security Incident Response Team Training Program
Excel Power Skills: Master Functions, Formulas, and Macros …
Transforming Anger And Conflict Into Collaborative Problem …
The Courage to Speak: Overcoming Fear and Owning the Room
6-Hour Virtual Boot Camp on Microsoft Power BI
Finance & Accounting 101 Simplified
6-Hour Virtual Seminar on Learning the Highlights of Excel …